Category Archives: bankruptcy

How to know when to declare bankruptcy

This morning Bob said to me, “You know, if we had declared bankruptcy earlier we could have stayed in our house at least six months longer.” I responded, “Yeah. Maybe. There are a million if only’s. Oh well.” Two things about that… 1. It has been four years and we are still replaying our every […]

"Thank you, Foreclosure" on Huff Post Live

Screenshot from today’s Huff Post Live conversation Just this morning Bob said that he’s been feeling grateful for our near foreclosure and bankruptcy because it’s had him feel stronger and more connected to the impact of our financial decisions.  Later in the day, I received an e-mail from a Huff Post Live producer – completely […]

LITTOF STORIES: Choosing Plan D

It’s time for another LITTOF Reader Story! What do you do when Plans A, B & C don’t pan out? If you’re like LITTOF Reader, Laurie, you choose Plan D. That’s right. That’s what survivors do. That’s what resilience is all about. And I’m all about resiliency. So I’m very excited to introduce you to […]

The insider’s guide to bankruptcy: credit cards

See this new post here and find out what Bob got in the mail yesterday.

the goals we carry in our wallets

“As long as we have hope, we have direction, the energy to move and the map to move by, we have a hundred alternatives, a thousand paths and an infinity of dreams.” – author unknown This is the quote that welcomed me into the online “Pre-Discharge Bankruptcy Class” called Money In Motion. I scoffed at […]

Limbo

Today’s post is written by my amazing husband Bob. Two weeks ago I requested that he write one because I’d been missing his voice on the blog. Not to mention, I absolutely loved the post he wrote back in March- A Guy’s Guy– and was craving another. I told him, “It better make me weep!” […]

B is for…

I’ve been putting off this post. I haven’t wanted to write about it. I mean, I’ve wanted to, but didn’t know quite how. Well, I’ve been afraid. Afraid of saying it out loud. Of seeing it online. Of documenting my ‘failure’ for all the world to see. Of opening myself up for potentially massive judgment […]

Debt is Dumb

Our credit rating is on a respirator. It’s barely holding on for dear life. It’s useless, actually. Just lays around all day in a hospital bed under a morphine spell. We don’t even visit it anymore. It doesn’t recognize us. Debt did it. Debt killed our credit rating. Our debt. No one else’s. Our inability […]